Call reports 2022
BANK OF CLOVIS, THE — 2022
What BANK OF CLOVIS, THE reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 292,883,000 | 301,953,000 | 288,908,000 | 293,789,000 |
| Total loans | 150,449,000 | 159,269,000 | 165,164,000 | 162,575,000 |
| Allowance for loan losses | 2,502,000 | 2,382,000 | 2,531,000 | 2,583,000 |
| Securities available for sale | 92,151,000 | 95,300,000 | 93,853,000 | 97,742,000 |
| Securities held to maturity | 8,723,000 | 8,281,000 | 6,796,000 | 6,793,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 244,275,000 | 256,383,000 | 239,300,000 | 231,559,000 |
| Interest-bearing deposits | 155,453,000 | 161,501,000 | 157,284,000 | 149,797,000 |
| Noninterest-bearing deposits | 88,822,000 | 94,882,000 | 82,016,000 | 81,762,000 |
| Equity capital | 27,270,000 | 23,029,000 | 22,294,000 | 23,058,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 2,654,000 | 5,507,000 | 8,600,000 | 11,977,000 |
| Interest expense | 256,000 | 528,000 | 844,000 | 1,319,000 |
| Net interest income | 2,398,000 | 4,979,000 | 7,756,000 | 10,658,000 |
| Noninterest income | 282,000 | 586,000 | 937,000 | 1,258,000 |
| Noninterest expense | 1,803,000 | 3,687,000 | 5,474,000 | 7,724,000 |
| Provision for loan losses | 50,000 | 125,000 | 200,000 | 275,000 |
| Pretax income | 827,000 | 1,753,000 | 3,019,000 | 3,917,000 |
| Income tax | 19,000 | 255,000 | 487,000 | 641,000 |
| Net income | 808,000 | 1,498,000 | 2,532,000 | 3,276,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 30,237,000 | 30,797,000 | 31,681,000 | 30,869,000 |
| Total capital | 32,022,000 | 32,904,000 | 33,855,000 | 33,017,000 |
| Risk-weighted assets | 142,078,000 | 168,325,000 | 173,602,000 | 171,427,000 |