Call reports 2020
BANK OF CLOVIS, THE — 2020
What BANK OF CLOVIS, THE reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 226,903,000 | 252,619,000 | 248,670,000 | 259,223,000 |
| Total loans | 117,397,000 | 126,652,000 | 128,860,000 | 122,607,000 |
| Allowance for loan losses | 2,106,000 | 2,385,000 | 2,459,000 | 2,521,000 |
| Securities available for sale | 59,473,000 | 66,888,000 | 71,184,000 | 81,106,000 |
| Securities held to maturity | 13,046,000 | 12,656,000 | 12,402,000 | 11,389,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 187,049,000 | 208,776,000 | 203,945,000 | 213,797,000 |
| Interest-bearing deposits | 137,706,000 | 139,613,000 | 139,288,000 | 136,735,000 |
| Noninterest-bearing deposits | 49,343,000 | 69,163,000 | 64,657,000 | 77,062,000 |
| Equity capital | 27,168,000 | 30,253,000 | 30,959,000 | 30,083,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 2,418,000 | 5,170,000 | 7,612,000 | 10,178,000 |
| Interest expense | 342,000 | 644,000 | 915,000 | 1,164,000 |
| Net interest income | 2,076,000 | 4,526,000 | 6,697,000 | 9,014,000 |
| Noninterest income | 244,000 | 447,000 | 688,000 | 938,000 |
| Noninterest expense | 1,405,000 | 2,858,000 | 4,290,000 | 6,272,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 915,000 | 2,115,000 | 3,095,000 | 3,680,000 |
| Income tax | 166,000 | 323,000 | 486,000 | 541,000 |
| Net income | 749,000 | 1,792,000 | 2,609,000 | 3,139,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,854,000 | 28,746,000 | 29,364,000 | 28,345,000 |
| Total capital | 29,225,000 | 30,146,000 | 30,910,000 | 29,921,000 |
| Risk-weighted assets | 108,941,000 | 111,003,000 | 122,756,000 | 125,175,000 |