Call reports 2019
BANK OF CLOVIS, THE — 2019
What BANK OF CLOVIS, THE reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 203,016,000 | 198,363,000 | 207,655,000 | 211,736,000 |
| Total loans | 107,238,000 | 111,482,000 | 109,736,000 | 114,736,000 |
| Allowance for loan losses | 2,093,000 | 1,951,000 | 1,974,000 | 2,057,000 |
| Securities available for sale | 51,938,000 | 51,571,000 | 52,268,000 | 54,626,000 |
| Securities held to maturity | 15,043,000 | 15,019,000 | 13,648,000 | 13,629,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 167,983,000 | 161,346,000 | 169,677,000 | 171,563,000 |
| Interest-bearing deposits | 123,695,000 | 118,213,000 | 119,890,000 | 119,696,000 |
| Noninterest-bearing deposits | 44,288,000 | 43,133,000 | 49,787,000 | 51,867,000 |
| Equity capital | 25,263,000 | 26,452,000 | 27,020,000 | 27,641,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 2,171,000 | 4,520,000 | 6,851,000 | 9,227,000 |
| Interest expense | 296,000 | 634,000 | 961,000 | 1,282,000 |
| Net interest income | 1,875,000 | 3,886,000 | 5,890,000 | 7,945,000 |
| Noninterest income | 216,000 | 441,000 | 667,000 | 902,000 |
| Noninterest expense | 1,431,000 | 2,840,000 | 4,155,000 | 5,769,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 660,000 | 1,487,000 | 2,402,000 | 3,078,000 |
| Income tax | 81,000 | 253,000 | 419,000 | 516,000 |
| Net income | 579,000 | 1,234,000 | 1,983,000 | 2,562,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,671,000 | 26,178,000 | 26,627,000 | 27,205,000 |
| Total capital | 27,061,000 | 27,617,000 | 27,908,000 | 28,525,000 |
| Risk-weighted assets | 110,537,000 | 114,614,000 | 101,815,000 | 104,858,000 |