Call reports 2018
BANK OF CLOVIS, THE — 2018
What BANK OF CLOVIS, THE reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 201,806,000 | 190,881,000 | 198,461,000 | 196,050,000 |
| Total loans | 103,201,000 | 106,162,000 | 108,431,000 | 108,563,000 |
| Allowance for loan losses | 1,823,000 | 1,960,000 | 2,029,000 | 2,058,000 |
| Securities available for sale | 52,047,000 | 52,329,000 | 53,073,000 | 52,147,000 |
| Securities held to maturity | 15,136,000 | 15,113,000 | 15,090,000 | 15,067,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 169,402,000 | 157,896,000 | 160,525,000 | 160,770,000 |
| Interest-bearing deposits | 119,825,000 | 113,946,000 | 117,830,000 | 116,122,000 |
| Noninterest-bearing deposits | 49,577,000 | 43,950,000 | 42,695,000 | 44,648,000 |
| Equity capital | 22,348,000 | 22,834,000 | 23,235,000 | 24,163,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 2,012,000 | 4,076,000 | 6,185,000 | 8,374,000 |
| Interest expense | 183,000 | 370,000 | 578,000 | 832,000 |
| Net interest income | 1,829,000 | 3,706,000 | 5,607,000 | 7,542,000 |
| Noninterest income | 215,000 | 434,000 | 1,139,000 | 1,375,000 |
| Noninterest expense | 1,311,000 | 2,552,000 | 3,840,000 | 5,302,000 |
| Provision for loan losses | 75,000 | 150,000 | 225,000 | 300,000 |
| Pretax income | 658,000 | 1,438,000 | 2,585,000 | 3,219,000 |
| Income tax | 83,000 | 223,000 | 464,000 | 408,000 |
| Net income | 575,000 | 1,215,000 | 2,121,000 | 2,811,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,448,000 | 23,937,000 | 24,544,000 | 25,233,000 |
| Total capital | 24,599,000 | 25,126,000 | 25,763,000 | 26,459,000 |
| Risk-weighted assets | 91,383,000 | 94,361,000 | 96,713,000 | 97,266,000 |