Call reports 2017
BANK OF CLOVIS, THE — 2017
What BANK OF CLOVIS, THE reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 197,254,000 | 186,703,000 | 193,512,000 | 197,978,000 |
| Total loans | 97,835,000 | 99,692,000 | 102,752,000 | 101,283,000 |
| Allowance for loan losses | 1,693,000 | 1,851,000 | 1,966,000 | 1,773,000 |
| Securities available for sale | 59,373,000 | 58,353,000 | 55,007,000 | 53,407,000 |
| Securities held to maturity | 16,431,000 | 16,406,000 | 16,182,000 | 15,160,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 169,960,000 | 158,361,000 | 160,763,000 | 165,073,000 |
| Interest-bearing deposits | 127,562,000 | 115,593,000 | 117,201,000 | 117,907,000 |
| Noninterest-bearing deposits | 42,398,000 | 42,768,000 | 43,562,000 | 47,166,000 |
| Equity capital | 22,435,000 | 23,335,000 | 22,960,000 | 22,545,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,895,000 | 3,838,000 | 5,822,000 | 7,809,000 |
| Interest expense | 133,000 | 271,000 | 444,000 | 631,000 |
| Net interest income | 1,762,000 | 3,567,000 | 5,378,000 | 7,178,000 |
| Noninterest income | 189,000 | 401,000 | 610,000 | 823,000 |
| Noninterest expense | 1,278,000 | 2,572,000 | 3,794,000 | 5,070,000 |
| Provision for loan losses | 150,000 | 300,000 | 450,000 | 600,000 |
| Pretax income | 508,000 | 1,081,000 | 1,729,000 | 2,316,000 |
| Income tax | 97,000 | 166,000 | 341,000 | 764,000 |
| Net income | 411,000 | 915,000 | 1,388,000 | 1,552,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,985,000 | 23,339,000 | 23,013,000 | 23,027,000 |
| Total capital | 24,112,000 | 24,464,000 | 24,159,000 | 24,168,000 |
| Risk-weighted assets | 89,598,000 | 89,283,000 | 90,837,000 | 90,614,000 |