Call reports 2013
BANK OF CLOVIS, THE — 2013
What BANK OF CLOVIS, THE reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 169,032,000 | 169,065,000 | 175,879,000 | 187,553,000 |
| Total loans | 88,016,000 | 87,444,000 | 89,677,000 | 89,038,000 |
| Allowance for loan losses | 1,089,000 | 1,071,000 | 1,067,000 | 945,000 |
| Securities available for sale | 52,645,000 | 49,666,000 | 47,274,000 | 52,370,000 |
| Securities held to maturity | 14,451,000 | 16,829,000 | 16,756,000 | 16,943,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 143,697,000 | 143,150,000 | 143,078,000 | 146,153,000 |
| Interest-bearing deposits | 111,981,000 | 110,095,000 | 111,183,000 | 112,537,000 |
| Noninterest-bearing deposits | 31,716,000 | 33,054,000 | 31,895,000 | 33,616,000 |
| Equity capital | 20,005,000 | 20,060,000 | 20,549,000 | 20,916,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,696,000 | 3,464,000 | 5,225,000 | 7,048,000 |
| Interest expense | 314,000 | 628,000 | 893,000 | 1,192,000 |
| Net interest income | 1,382,000 | 2,836,000 | 4,332,000 | 5,856,000 |
| Noninterest income | 191,000 | 368,000 | 619,000 | 788,000 |
| Noninterest expense | 1,250,000 | 2,257,000 | 3,306,000 | 4,430,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 323,000 | 947,000 | 1,621,000 | 2,190,000 |
| Income tax | 24,000 | 170,000 | 332,000 | 507,000 |
| Net income | 299,000 | 777,000 | 1,289,000 | 1,683,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,070,000 | 19,548,000 | 20,060,000 | 20,464,000 |
| Total capital | 20,093,000 | 20,565,000 | 21,103,000 | 21,434,000 |
| Risk-weighted assets | 81,789,000 | 81,245,000 | 83,416,000 | 83,563,000 |