Call reports 2012
BANK OF CLOVIS, THE — 2012
What BANK OF CLOVIS, THE reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 174,849,000 | 171,717,000 | 168,398,000 | 177,899,000 |
| Total loans | 71,956,000 | 75,575,000 | 79,343,000 | 82,200,000 |
| Allowance for loan losses | 1,436,000 | 1,467,000 | 1,471,000 | 1,079,000 |
| Securities available for sale | 72,413,000 | 77,546,000 | 69,055,000 | 55,626,000 |
| Securities held to maturity | 5,810,000 | 6,187,000 | 7,176,000 | 12,328,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 151,352,000 | 147,372,000 | 143,501,000 | 151,451,000 |
| Interest-bearing deposits | 121,958,000 | 116,199,000 | 112,594,000 | 112,136,000 |
| Noninterest-bearing deposits | 29,394,000 | 31,173,000 | 30,907,000 | 39,315,000 |
| Equity capital | 19,891,000 | 20,320,000 | 20,694,000 | 20,831,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,653,000 | 3,386,000 | 5,107,000 | 6,820,000 |
| Interest expense | 390,000 | 757,000 | 1,107,000 | 1,436,000 |
| Net interest income | 1,263,000 | 2,629,000 | 4,000,000 | 5,384,000 |
| Noninterest income | 131,000 | 253,000 | 389,000 | 595,000 |
| Noninterest expense | 1,030,000 | 1,889,000 | 2,804,000 | 3,918,000 |
| Provision for loan losses | 50,000 | 75,000 | 75,000 | 75,000 |
| Pretax income | 314,000 | 918,000 | 1,481,000 | 2,047,000 |
| Income tax | -35,000 | 141,000 | 293,000 | 557,000 |
| Net income | 349,000 | 777,000 | 1,188,000 | 1,490,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,890,000 | 19,317,000 | 19,529,000 | 19,844,000 |
| Total capital | 19,752,000 | 20,209,000 | 20,451,000 | 20,837,000 |
| Risk-weighted assets | 68,355,000 | 70,784,000 | 73,167,000 | 79,315,000 |