Call reports 2026
FIRST FEDERAL BANK OF OHIO — 2026
What FIRST FEDERAL BANK OF OHIO reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 282,964,000 | 282,866,000 |
| Total loans | 120,845,000 | 120,901,000 |
| Allowance for loan losses | 566,000 | 580,000 |
| Securities available for sale | 0 | 0 |
| Securities held to maturity | 113,042,000 | 113,253,000 |
| Trading assets | 0 | 0 |
| Total deposits | 234,824,000 | 231,214,000 |
| Interest-bearing deposits | 189,390,000 | 186,415,000 |
| Noninterest-bearing deposits | 45,434,000 | 44,799,000 |
| Equity capital | 40,510,000 | 40,793,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 2,688,000 | 5,488,000 |
| Interest expense | 696,000 | 1,375,000 |
| Net interest income | 1,992,000 | 4,113,000 |
| Noninterest income | 256,000 | 588,000 |
| Noninterest expense | 2,034,000 | 4,191,000 |
| Provision for loan losses | 0 | 13,000 |
| Pretax income | 214,000 | 497,000 |
| Income tax | 0 | 0 |
| Net income | 214,000 | 497,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 39,830,000 | 40,113,000 |
| Total capital | 40,410,000 | 40,706,000 |
| Risk-weighted assets | 122,025,000 | 122,457,000 |