Call reports 2025
FIRST FEDERAL BANK OF OHIO — 2025
What FIRST FEDERAL BANK OF OHIO reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 286,618,000 | 282,624,000 | 279,751,000 | 278,465,000 |
| Total loans | 118,143,000 | 118,836,000 | 119,061,000 | 120,523,000 |
| Allowance for loan losses | 1,035,000 | 586,000 | 547,000 | 567,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 112,018,000 | 115,193,000 | 113,685,000 | 113,012,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 242,124,000 | 238,787,000 | 235,366,000 | 233,680,000 |
| Interest-bearing deposits | 196,744,000 | 193,275,000 | 190,551,000 | 188,711,000 |
| Noninterest-bearing deposits | 45,380,000 | 45,512,000 | 44,815,000 | 44,969,000 |
| Equity capital | 40,174,000 | 39,792,000 | 40,074,000 | 40,296,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 2,593,000 | 5,320,000 | 8,004,000 | 10,728,000 |
| Interest expense | 784,000 | 1,564,000 | 2,334,000 | 3,063,000 |
| Net interest income | 1,809,000 | 3,756,000 | 5,670,000 | 7,665,000 |
| Noninterest income | 339,000 | 674,000 | 973,000 | 1,427,000 |
| Noninterest expense | 1,995,000 | 3,792,000 | 5,789,000 | 7,918,000 |
| Provision for loan losses | 125,000 | 986,000 | 870,000 | 890,000 |
| Pretax income | 11,000 | -371,000 | -66,000 | 156,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 11,000 | -371,000 | -66,000 | 156,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 39,471,000 | 39,089,000 | 39,394,000 | 39,616,000 |
| Total capital | 40,512,000 | 39,688,000 | 39,954,000 | 40,197,000 |
| Risk-weighted assets | 123,018,000 | 122,197,000 | 122,197,000 | 122,025,000 |