Call reports 2024
FIRST FEDERAL BANK OF OHIO — 2024
What FIRST FEDERAL BANK OF OHIO reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 273,931,000 | 272,296,000 | 271,519,000 | 283,804,000 |
| Total loans | 112,322,000 | 115,541,000 | 113,111,000 | 117,547,000 |
| Allowance for loan losses | 843,000 | 842,000 | 1,132,000 | 1,187,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 110,973,000 | 111,171,000 | 111,791,000 | 110,857,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 229,240,000 | 227,856,000 | 226,815,000 | 238,948,000 |
| Interest-bearing deposits | 185,429,000 | 185,931,000 | 185,396,000 | 195,968,000 |
| Noninterest-bearing deposits | 43,811,000 | 41,925,000 | 41,419,000 | 42,980,000 |
| Equity capital | 39,483,000 | 39,596,000 | 40,034,000 | 40,163,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 2,381,000 | 4,788,000 | 7,217,000 | 9,793,000 |
| Interest expense | 696,000 | 1,431,000 | 2,183,000 | 3,015,000 |
| Net interest income | 1,685,000 | 3,357,000 | 5,034,000 | 6,778,000 |
| Noninterest income | 312,000 | 629,000 | 1,298,000 | 1,635,000 |
| Noninterest expense | 1,946,000 | 3,822,000 | 5,805,000 | 7,701,000 |
| Provision for loan losses | 0 | 0 | 289,000 | 345,000 |
| Pretax income | 51,000 | 164,000 | 238,000 | 367,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 51,000 | 164,000 | 238,000 | 367,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 39,143,000 | 39,256,000 | 39,331,000 | 39,460,000 |
| Total capital | 39,991,000 | 40,104,000 | 40,468,000 | 40,653,000 |
| Risk-weighted assets | 123,665,000 | 122,224,000 | 134,785,000 | 123,018,000 |