Call reports 2023
FIRST FEDERAL BANK OF OHIO — 2023
What FIRST FEDERAL BANK OF OHIO reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 276,170,000 | 274,534,000 | 277,519,000 | 279,808,000 |
| Total loans | 118,526,000 | 119,486,000 | 110,926,000 | 114,792,000 |
| Allowance for loan losses | 818,000 | 838,000 | 842,000 | 842,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 110,397,000 | 110,278,000 | 109,941,000 | 109,079,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 232,784,000 | 230,627,000 | 233,283,000 | 235,139,000 |
| Interest-bearing deposits | 184,952,000 | 184,908,000 | 188,500,000 | 188,989,000 |
| Noninterest-bearing deposits | 47,832,000 | 45,719,000 | 44,783,000 | 46,150,000 |
| Equity capital | 38,814,000 | 38,992,000 | 39,150,000 | 39,432,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 2,125,000 | 4,370,000 | 6,675,000 | 9,096,000 |
| Interest expense | 347,000 | 866,000 | 1,372,000 | 1,969,000 |
| Net interest income | 1,778,000 | 3,504,000 | 5,303,000 | 7,127,000 |
| Noninterest income | 307,000 | 662,000 | 980,000 | 1,274,000 |
| Noninterest expense | 1,924,000 | 3,825,000 | 5,784,000 | 7,620,000 |
| Provision for loan losses | -2,000 | 0 | 0 | 0 |
| Pretax income | 137,000 | 315,000 | 473,000 | 755,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 137,000 | 315,000 | 473,000 | 755,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 38,474,000 | 38,652,000 | 38,810,000 | 39,092,000 |
| Total capital | 39,306,000 | 39,500,000 | 39,659,000 | 39,940,000 |
| Risk-weighted assets | 119,370,000 | 122,484,000 | 122,484,000 | 123,665,000 |