Call reports 2022
FIRST FEDERAL BANK OF OHIO — 2022
What FIRST FEDERAL BANK OF OHIO reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 272,112,000 | 274,907,000 | 274,610,000 | 271,788,000 |
| Total loans | 110,193,000 | 118,260,000 | 118,131,000 | 117,196,000 |
| Allowance for loan losses | 834,000 | 835,000 | 830,000 | 848,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 112,417,000 | 113,969,000 | 111,839,000 | 111,812,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 228,187,000 | 231,846,000 | 231,345,000 | 228,314,000 |
| Interest-bearing deposits | 180,610,000 | 186,800,000 | 181,824,000 | 178,963,000 |
| Noninterest-bearing deposits | 47,577,000 | 45,046,000 | 49,521,000 | 49,351,000 |
| Equity capital | 36,925,000 | 36,858,000 | 37,140,000 | 38,677,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 1,608,000 | 3,280,000 | 5,208,000 | 7,243,000 |
| Interest expense | 155,000 | 303,000 | 450,000 | 605,000 |
| Net interest income | 1,453,000 | 2,977,000 | 4,758,000 | 6,638,000 |
| Noninterest income | 358,000 | 696,000 | 1,041,000 | 1,347,000 |
| Noninterest expense | 1,865,000 | 3,793,000 | 5,626,000 | 7,351,000 |
| Provision for loan losses | 5,000 | 6,000 | 17,000 | 34,000 |
| Pretax income | -59,000 | -126,000 | 156,000 | 600,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -59,000 | -126,000 | 156,000 | 600,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 37,680,000 | 37,613,000 | 37,895,000 | 38,337,000 |
| Total capital | 38,514,000 | 38,448,000 | 38,725,000 | 39,185,000 |
| Risk-weighted assets | 116,982,000 | 120,180,000 | 120,180,000 | 119,371,000 |