Call reports 2019
FIRST FEDERAL BANK OF OHIO — 2019
What FIRST FEDERAL BANK OF OHIO reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 239,998,000 | 239,522,000 | 238,790,000 | 239,606,000 |
| Total loans | 103,099,000 | 103,562,000 | 103,380,000 | 99,734,000 |
| Allowance for loan losses | 795,000 | 825,000 | 851,000 | 863,000 |
| Securities available for sale | 17,044,000 | 17,236,000 | 17,319,000 | 17,305,000 |
| Securities held to maturity | 59,021,000 | 59,363,000 | 60,521,000 | 60,430,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 193,203,000 | 192,215,000 | 190,843,000 | 191,503,000 |
| Interest-bearing deposits | 161,260,000 | 160,483,000 | 159,418,000 | 157,360,000 |
| Noninterest-bearing deposits | 31,943,000 | 31,732,000 | 31,425,000 | 34,143,000 |
| Equity capital | 36,718,000 | 37,122,000 | 37,531,000 | 36,828,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 2,017,000 | 4,143,000 | 6,184,000 | 8,143,000 |
| Interest expense | 313,000 | 643,000 | 993,000 | 1,294,000 |
| Net interest income | 1,704,000 | 3,500,000 | 5,191,000 | 6,849,000 |
| Noninterest income | 312,000 | 682,000 | 1,056,000 | 1,383,000 |
| Noninterest expense | 1,624,000 | 3,434,000 | 5,207,000 | 7,209,000 |
| Provision for loan losses | 30,000 | 61,000 | 86,000 | 101,000 |
| Pretax income | 362,000 | 687,000 | 954,000 | 922,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 362,000 | 687,000 | 954,000 | 922,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 37,150,000 | 37,554,000 | 37,963,000 | 37,915,000 |
| Total capital | 37,945,000 | 38,379,000 | 38,814,000 | 38,780,000 |
| Risk-weighted assets | 110,824,000 | 111,429,000 | 109,000,000 | 110,039,000 |