Call reports 2018
FIRST FEDERAL BANK OF OHIO — 2018
What FIRST FEDERAL BANK OF OHIO reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 237,760,000 | 235,454,000 | 234,352,000 | 241,128,000 |
| Total loans | 98,596,000 | 97,679,000 | 98,413,000 | 100,759,000 |
| Allowance for loan losses | 658,000 | 665,000 | 696,000 | 768,000 |
| Securities available for sale | 16,781,000 | 16,728,000 | 16,628,000 | 16,792,000 |
| Securities held to maturity | 57,866,000 | 58,491,000 | 59,227,000 | 58,690,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 189,218,000 | 187,163,000 | 185,674,000 | 191,940,000 |
| Interest-bearing deposits | 159,112,000 | 157,712,000 | 156,562,000 | 161,055,000 |
| Noninterest-bearing deposits | 30,106,000 | 29,451,000 | 29,112,000 | 30,885,000 |
| Equity capital | 34,615,000 | 35,028,000 | 35,203,000 | 35,648,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,788,000 | 3,680,000 | 5,561,000 | 7,534,000 |
| Interest expense | 252,000 | 521,000 | 798,000 | 1,097,000 |
| Net interest income | 1,536,000 | 3,159,000 | 4,763,000 | 6,437,000 |
| Noninterest income | 278,000 | 860,000 | 1,199,000 | 1,534,000 |
| Noninterest expense | 1,660,000 | 3,402,000 | 5,067,000 | 6,748,000 |
| Provision for loan losses | 6,000 | 13,000 | 29,000 | 65,000 |
| Pretax income | 148,000 | 604,000 | 866,000 | 1,157,000 |
| Income tax | 30,000 | 30,000 | 34,000 | 15,000 |
| Net income | 118,000 | 574,000 | 832,000 | 1,142,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 35,555,000 | 35,968,000 | 36,143,000 | 36,588,000 |
| Total capital | 36,213,000 | 36,633,000 | 36,839,000 | 37,356,000 |
| Risk-weighted assets | 107,143,000 | 105,886,000 | 106,259,000 | 109,737,000 |