Call reports 2017
FIRST FEDERAL BANK OF OHIO — 2017
What FIRST FEDERAL BANK OF OHIO reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 238,907,000 | 236,922,000 | 236,902,000 | 237,613,000 |
| Total loans | 97,324,000 | 101,185,000 | 99,596,000 | 98,667,000 |
| Allowance for loan losses | 691,000 | 694,000 | 671,000 | 678,000 |
| Securities available for sale | 17,196,000 | 17,190,000 | 17,250,000 | 17,115,000 |
| Securities held to maturity | 55,679,000 | 56,782,000 | 56,558,000 | 56,904,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 189,000,000 | 187,622,000 | 188,338,000 | 189,057,000 |
| Interest-bearing deposits | 159,201,000 | 159,086,000 | 152,326,000 | 158,296,000 |
| Noninterest-bearing deposits | 29,799,000 | 28,536,000 | 36,012,000 | 30,761,000 |
| Equity capital | 34,524,000 | 34,580,000 | 34,776,000 | 34,731,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,689,000 | 3,430,000 | 5,173,000 | 6,967,000 |
| Interest expense | 255,000 | 505,000 | 754,000 | 1,007,000 |
| Net interest income | 1,434,000 | 2,925,000 | 4,419,000 | 5,960,000 |
| Noninterest income | 336,000 | 680,000 | 1,009,000 | 1,337,000 |
| Noninterest expense | 1,683,000 | 3,450,000 | 5,099,000 | 6,794,000 |
| Provision for loan losses | 9,000 | 16,000 | 22,000 | 28,000 |
| Pretax income | 78,000 | 139,000 | 307,000 | 475,000 |
| Income tax | 0 | 0 | 15,000 | 232,000 |
| Net income | 78,000 | 139,000 | 292,000 | 243,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 35,408,000 | 35,464,000 | 35,660,000 | 35,671,000 |
| Total capital | 36,099,000 | 36,158,000 | 36,331,000 | 36,349,000 |
| Risk-weighted assets | 106,145,000 | 107,202,000 | 107,151,000 | 107,042,000 |