Call reports 2016
FIRST FEDERAL BANK OF OHIO — 2016
What FIRST FEDERAL BANK OF OHIO reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 236,506,000 | 234,464,000 | 238,540,000 | 240,334,000 |
| Total loans | 95,937,000 | 93,171,000 | 98,473,000 | 99,941,000 |
| Allowance for loan losses | 937,000 | 741,000 | 723,000 | 725,000 |
| Securities available for sale | 19,111,000 | 17,652,000 | 17,635,000 | 17,226,000 |
| Securities held to maturity | 52,118,000 | 53,472,000 | 52,649,000 | 54,173,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 182,245,000 | 179,840,000 | 183,656,000 | 185,486,000 |
| Interest-bearing deposits | 156,290,000 | 154,748,000 | 121,688,000 | 158,182,000 |
| Noninterest-bearing deposits | 25,955,000 | 25,092,000 | 61,968,000 | 27,304,000 |
| Equity capital | 34,622,000 | 34,769,000 | 34,691,000 | 34,467,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,665,000 | 3,340,000 | 4,982,000 | 6,681,000 |
| Interest expense | 311,000 | 619,000 | 935,000 | 1,255,000 |
| Net interest income | 1,354,000 | 2,721,000 | 4,047,000 | 5,426,000 |
| Noninterest income | 294,000 | 669,000 | 1,005,000 | 1,350,000 |
| Noninterest expense | 1,568,000 | 3,196,000 | 4,849,000 | 6,522,000 |
| Provision for loan losses | 34,000 | 66,000 | 87,000 | 98,000 |
| Pretax income | 46,000 | 112,000 | 123,000 | 174,000 |
| Income tax | 0 | 0 | 0 | -12,000 |
| Net income | 46,000 | 112,000 | 123,000 | 186,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 35,429,000 | 35,576,000 | 35,575,000 | 35,351,000 |
| Total capital | 36,366,000 | 36,317,000 | 36,298,000 | 36,076,000 |
| Risk-weighted assets | 104,122,000 | 102,919,000 | 105,111,000 | 107,660,000 |