Call reports 2013
FIRST FEDERAL BANK OF OHIO — 2013
What FIRST FEDERAL BANK OF OHIO reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 252,916,000 | 253,392,000 | 245,244,000 | 245,971,000 |
| Total loans | 105,632,000 | 94,624,000 | 95,283,000 | 97,132,000 |
| Allowance for loan losses | 830,000 | 847,000 | 933,000 | 1,074,000 |
| Securities available for sale | 23,913,000 | 23,103,000 | 23,138,000 | 22,825,000 |
| Securities held to maturity | 29,099,000 | 29,165,000 | 34,275,000 | 37,445,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 197,302,000 | 195,323,000 | 191,798,000 | 192,932,000 |
| Interest-bearing deposits | 138,706,000 | 136,133,000 | 135,532,000 | 134,157,000 |
| Noninterest-bearing deposits | 58,596,000 | 59,190,000 | 56,266,000 | 58,775,000 |
| Equity capital | 36,439,000 | 34,223,000 | 34,161,000 | 33,958,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,900,000 | 3,715,000 | 5,341,000 | 7,044,000 |
| Interest expense | 492,000 | 966,000 | 1,437,000 | 1,880,000 |
| Net interest income | 1,408,000 | 2,749,000 | 3,904,000 | 5,164,000 |
| Noninterest income | 453,000 | 877,000 | 1,241,000 | 1,492,000 |
| Noninterest expense | 1,816,000 | 3,520,000 | 5,247,000 | 6,725,000 |
| Provision for loan losses | 73,000 | 116,000 | 204,000 | 236,000 |
| Pretax income | -324,000 | -306,000 | -517,000 | -503,000 |
| Income tax | 0 | 1,669,000 | 1,669,000 | 1,669,000 |
| Net income | -324,000 | -1,975,000 | -2,186,000 | -2,172,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 35,932,000 | 35,772,000 | 35,587,000 | 35,384,000 |
| Total capital | 36,762,000 | 36,619,000 | 36,520,000 | 36,458,000 |
| Risk-weighted assets | 121,012,000 | 111,784,000 | 110,395,000 | 111,027,000 |