Call reports 2012
FIRST FEDERAL BANK OF OHIO — 2012
What FIRST FEDERAL BANK OF OHIO reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 254,635,000 | 249,943,000 | 250,802,000 | 253,572,000 |
| Total loans | 113,959,000 | 113,814,000 | 111,156,000 | 107,522,000 |
| Allowance for loan losses | 1,036,000 | 1,143,000 | 1,083,000 | 1,050,000 |
| Securities available for sale | 24,269,000 | 24,269,000 | 24,302,000 | 24,137,000 |
| Securities held to maturity | 7,962,000 | 14,653,000 | 20,273,000 | 23,670,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 198,845,000 | 194,392,000 | 195,119,000 | 197,769,000 |
| Interest-bearing deposits | 140,889,000 | 139,458,000 | 139,837,000 | 138,078,000 |
| Noninterest-bearing deposits | 57,956,000 | 54,934,000 | 55,282,000 | 59,691,000 |
| Equity capital | 37,188,000 | 36,927,000 | 36,972,000 | 36,618,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 2,043,000 | 4,032,000 | 6,065,000 | 8,050,000 |
| Interest expense | 551,000 | 1,091,000 | 1,629,000 | 2,143,000 |
| Net interest income | 1,492,000 | 2,941,000 | 4,436,000 | 5,907,000 |
| Noninterest income | 407,000 | 886,000 | 1,341,000 | 1,908,000 |
| Noninterest expense | 1,827,000 | 3,631,000 | 5,465,000 | 7,158,000 |
| Provision for loan losses | 68,000 | 435,000 | 523,000 | 755,000 |
| Pretax income | 4,000 | -239,000 | -211,000 | -98,000 |
| Income tax | 1,000 | 18,000 | 23,000 | 23,000 |
| Net income | 3,000 | -257,000 | -234,000 | -121,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 37,049,000 | 36,788,000 | 36,833,000 | 36,111,000 |
| Total capital | 38,085,000 | 37,931,000 | 37,916,000 | 37,161,000 |
| Risk-weighted assets | 135,926,000 | 132,548,000 | 126,759,000 | 123,624,000 |