Call reports 2015
COMMUNITY FIRST BANK — 2015
What COMMUNITY FIRST BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 |
|---|---|---|
| Total assets | 211,380,000 | 204,495,000 |
| Total loans | 169,141,000 | 171,252,000 |
| Allowance for loan losses | 2,711,000 | 2,250,000 |
| Securities available for sale | 18,564,000 | 19,631,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 175,903,000 | 188,092,000 |
| Interest-bearing deposits | 158,624,000 | 169,569,000 |
| Noninterest-bearing deposits | 17,280,000 | 18,523,000 |
| Equity capital | 30,077,000 | 16,167,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 |
|---|---|---|
| Interest income | 2,053,000 | 4,123,000 |
| Interest expense | 326,000 | 667,000 |
| Net interest income | 1,727,000 | 3,456,000 |
| Noninterest income | 109,000 | 154,000 |
| Noninterest expense | 1,023,000 | 2,185,000 |
| Provision for loan losses | 70,000 | 256,000 |
| Pretax income | 743,000 | 1,169,000 |
| Income tax | 11,000 | 18,000 |
| Net income | 732,000 | 1,151,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 |
|---|---|---|
| Tier 1 capital | 30,094,000 | 16,167,000 |
| Total capital | 32,184,000 | 18,123,000 |
| Risk-weighted assets | 166,493,000 | 156,214,000 |