Call reports 2012
COMMUNITY FIRST BANK — 2012
What COMMUNITY FIRST BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 202,656,000 | 201,820,000 | 201,920,000 | 202,336,000 |
| Total loans | 165,394,000 | 163,819,000 | 167,709,000 | 163,462,000 |
| Allowance for loan losses | 2,675,000 | 2,692,000 | 2,872,000 | 2,975,000 |
| Securities available for sale | 18,025,000 | 18,639,000 | 18,423,000 | 17,852,000 |
| Securities held to maturity | 2,000 | 2,000 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 173,515,000 | 172,707,000 | 172,288,000 | 172,341,000 |
| Interest-bearing deposits | 159,002,000 | 156,054,000 | 156,823,000 | 156,817,000 |
| Noninterest-bearing deposits | 14,513,000 | 16,654,000 | 15,464,000 | 15,524,000 |
| Equity capital | 27,602,000 | 27,365,000 | 27,785,000 | 28,094,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 2,302,000 | 4,603,000 | 6,895,000 | 9,172,000 |
| Interest expense | 481,000 | 965,000 | 1,385,000 | 1,783,000 |
| Net interest income | 1,821,000 | 3,638,000 | 5,510,000 | 7,389,000 |
| Noninterest income | 134,000 | 263,000 | 417,000 | 590,000 |
| Noninterest expense | 1,040,000 | 2,164,000 | 3,323,000 | 4,446,000 |
| Provision for loan losses | 155,000 | 808,000 | 978,000 | 1,104,000 |
| Pretax income | 760,000 | 929,000 | 1,626,000 | 2,429,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 760,000 | 929,000 | 1,626,000 | 2,429,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,289,000 | 27,029,000 | 27,402,000 | 27,754,000 |
| Total capital | 29,304,000 | 29,103,000 | 29,432,000 | 29,756,000 |
| Risk-weighted assets | 160,409,000 | 165,191,000 | 161,435,000 | 159,046,000 |