Call reports 2011
COMMUNITY FIRST BANK — 2011
What COMMUNITY FIRST BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 191,279,000 | 187,495,000 | 192,388,000 | 190,923,000 |
| Total loans | 164,753,000 | 161,593,000 | 163,312,000 | 163,932,000 |
| Allowance for loan losses | 3,036,000 | 3,182,000 | 2,948,000 | 2,580,000 |
| Securities available for sale | 16,953,000 | 17,156,000 | 18,733,000 | 17,659,000 |
| Securities held to maturity | 2,000 | 2,000 | 2,000 | 2,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 168,908,000 | 164,888,000 | 162,539,000 | 161,614,000 |
| Interest-bearing deposits | 157,884,000 | 154,155,000 | 148,766,000 | 147,844,000 |
| Noninterest-bearing deposits | 11,024,000 | 10,733,000 | 13,773,000 | 13,771,000 |
| Equity capital | 20,130,000 | 20,528,000 | 27,159,000 | 27,123,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 2,360,000 | 4,711,000 | 7,035,000 | 9,358,000 |
| Interest expense | 653,000 | 1,297,000 | 1,923,000 | 2,464,000 |
| Net interest income | 1,707,000 | 3,414,000 | 5,112,000 | 6,894,000 |
| Noninterest income | 284,000 | 394,000 | 476,000 | 582,000 |
| Noninterest expense | 1,000,000 | 2,017,000 | 3,133,000 | 4,103,000 |
| Provision for loan losses | 155,000 | 322,000 | 552,000 | 1,146,000 |
| Pretax income | 836,000 | 1,469,000 | 1,903,000 | 2,227,000 |
| Income tax | 5,000 | 10,000 | 16,000 | 21,000 |
| Net income | 831,000 | 1,459,000 | 1,887,000 | 2,206,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,978,000 | 20,324,000 | 26,888,000 | 26,855,000 |
| Total capital | 21,954,000 | 22,256,000 | 28,884,000 | 28,838,000 |
| Risk-weighted assets | 156,920,000 | 153,233,000 | 158,663,000 | 157,973,000 |