Call reports 2026
FIRST NATIONAL BANK OF CLARKSDALE — 2026
What FIRST NATIONAL BANK OF CLARKSDALE reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 392,809,000 | 386,095,000 |
| Total loans | 244,145,000 | 249,157,000 |
| Allowance for loan losses | 2,579,000 | 2,579,000 |
| Securities available for sale | 100,798,000 | 101,111,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 350,036,000 | 342,005,000 |
| Interest-bearing deposits | 262,058,000 | 244,514,000 |
| Noninterest-bearing deposits | 87,978,000 | 97,491,000 |
| Equity capital | 39,393,000 | 40,529,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 4,731,000 | 9,540,000 |
| Interest expense | 1,750,000 | 3,424,000 |
| Net interest income | 2,981,000 | 6,116,000 |
| Noninterest income | 505,000 | 643,000 |
| Noninterest expense | 2,431,000 | 4,940,000 |
| Provision for loan losses | 23,000 | 26,000 |
| Pretax income | 1,032,000 | 1,793,000 |
| Income tax | 165,000 | 320,000 |
| Net income | 867,000 | 1,473,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 48,653,000 | 49,259,000 |