Call reports 2024
FIRST NATIONAL BANK OF CLARKSDALE — 2024
What FIRST NATIONAL BANK OF CLARKSDALE reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 385,159,000 | 385,730,000 | 387,708,000 | 376,278,000 |
| Total loans | 230,870,000 | 237,306,000 | 244,090,000 | 232,252,000 |
| Allowance for loan losses | 2,892,000 | 2,716,000 | 2,715,000 | 2,602,000 |
| Securities available for sale | 107,836,000 | 105,540,000 | 105,748,000 | 99,754,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 345,848,000 | 334,294,000 | 331,033,000 | 337,820,000 |
| Interest-bearing deposits | 259,872,000 | 250,572,000 | 251,020,000 | 248,022,000 |
| Noninterest-bearing deposits | 85,976,000 | 83,722,000 | 80,013,000 | 89,798,000 |
| Equity capital | 35,920,000 | 36,870,000 | 40,329,000 | 35,599,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 4,734,000 | 9,471,000 | 14,468,000 | 19,260,000 |
| Interest expense | 2,116,000 | 4,353,000 | 6,646,000 | 8,645,000 |
| Net interest income | 2,618,000 | 5,118,000 | 7,822,000 | 10,615,000 |
| Noninterest income | 506,000 | 1,869,000 | 2,285,000 | 2,931,000 |
| Noninterest expense | 2,126,000 | 4,669,000 | 6,917,000 | 9,192,000 |
| Provision for loan losses | 3,000 | 14,000 | 18,000 | 31,000 |
| Pretax income | 995,000 | 2,304,000 | 3,172,000 | 4,323,000 |
| Income tax | 130,000 | 385,000 | 571,000 | 623,000 |
| Net income | 865,000 | 1,919,000 | 2,601,000 | 3,700,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 48,032,000 | 49,087,000 | 49,769,000 | 47,670,000 |