Call reports 2022
FIRST NATIONAL BANK OF CLARKSDALE — 2022
What FIRST NATIONAL BANK OF CLARKSDALE reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 419,443,000 | 411,258,000 | 407,432,000 | 394,357,000 |
| Total loans | 201,102,000 | 216,580,000 | 239,670,000 | 229,646,000 |
| Allowance for loan losses | 2,980,000 | 2,980,000 | 2,965,000 | 2,966,000 |
| Securities available for sale | 129,659,000 | 123,520,000 | 121,733,000 | 122,547,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 375,563,000 | 371,752,000 | 360,278,000 | 359,127,000 |
| Interest-bearing deposits | 260,365,000 | 261,244,000 | 256,535,000 | 246,040,000 |
| Noninterest-bearing deposits | 115,199,000 | 110,508,000 | 103,744,000 | 113,087,000 |
| Equity capital | 41,100,000 | 36,652,000 | 33,705,000 | 32,872,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 2,886,000 | 6,049,000 | 9,567,000 | 13,169,000 |
| Interest expense | 164,000 | 389,000 | 791,000 | 1,433,000 |
| Net interest income | 2,722,000 | 5,660,000 | 8,776,000 | 11,736,000 |
| Noninterest income | 916,000 | 1,449,000 | 1,863,000 | 2,192,000 |
| Noninterest expense | 2,178,000 | 4,441,000 | 6,820,000 | 9,124,000 |
| Provision for loan losses | 15,000 | 15,000 | 30,000 | 39,000 |
| Pretax income | 1,457,000 | 2,665,000 | 3,803,000 | 4,780,000 |
| Income tax | 240,000 | 500,000 | 675,000 | 699,000 |
| Net income | 1,217,000 | 2,165,000 | 3,128,000 | 4,081,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 47,565,000 | 48,513,000 | 49,476,000 | 46,637,000 |