Call reports 2021
FIRST NATIONAL BANK OF CLARKSDALE — 2021
What FIRST NATIONAL BANK OF CLARKSDALE reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 414,334,000 | 385,989,000 | 389,131,000 | 405,812,000 |
| Total loans | 183,469,000 | 195,542,000 | 224,196,000 | 216,603,000 |
| Allowance for loan losses | 2,958,000 | 2,978,000 | 3,002,000 | 2,982,000 |
| Securities available for sale | 130,953,000 | 136,508,000 | 133,390,000 | 134,590,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 365,017,000 | 334,739,000 | 328,146,000 | 357,107,000 |
| Interest-bearing deposits | 250,778,000 | 241,306,000 | 235,473,000 | 242,365,000 |
| Noninterest-bearing deposits | 114,239,000 | 93,433,000 | 92,674,000 | 114,742,000 |
| Equity capital | 46,609,000 | 48,421,000 | 49,092,000 | 46,589,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 2,751,000 | 6,048,000 | 9,159,000 | 12,271,000 |
| Interest expense | 280,000 | 516,000 | 715,000 | 894,000 |
| Net interest income | 2,471,000 | 5,532,000 | 8,444,000 | 11,377,000 |
| Noninterest income | 564,000 | 1,017,000 | 1,297,000 | 1,664,000 |
| Noninterest expense | 2,171,000 | 4,422,000 | 6,572,000 | 8,677,000 |
| Provision for loan losses | 0 | 2,000 | 12,000 | 18,000 |
| Pretax income | 865,000 | 2,127,000 | 3,160,000 | 4,355,000 |
| Income tax | 145,000 | 304,000 | 531,000 | 652,000 |
| Net income | 720,000 | 1,823,000 | 2,629,000 | 3,703,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 46,382,000 | 47,485,000 | 48,291,000 | 46,348,000 |