Call reports 2017
FIRST NATIONAL BANK OF CLARKSDALE — 2017
What FIRST NATIONAL BANK OF CLARKSDALE reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 378,803,000 | 389,225,000 | 391,996,000 | 367,790,000 |
| Total loans | 227,048,000 | 246,116,000 | 260,071,000 | 240,609,000 |
| Allowance for loan losses | 3,769,000 | 3,761,000 | 3,748,000 | 3,704,000 |
| Securities available for sale | 101,139,000 | 101,620,000 | 97,822,000 | 94,835,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 313,563,000 | 295,788,000 | 289,224,000 | 291,391,000 |
| Interest-bearing deposits | 221,445,000 | 210,698,000 | 216,885,000 | 214,711,000 |
| Noninterest-bearing deposits | 92,119,000 | 85,090,000 | 72,339,000 | 76,680,000 |
| Equity capital | 42,861,000 | 44,480,000 | 45,515,000 | 43,152,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 3,332,000 | 6,993,000 | 10,885,000 | 14,671,000 |
| Interest expense | 421,000 | 885,000 | 1,427,000 | 1,998,000 |
| Net interest income | 2,911,000 | 6,108,000 | 9,458,000 | 12,673,000 |
| Noninterest income | 682,000 | 997,000 | 1,346,000 | 1,683,000 |
| Noninterest expense | 2,216,000 | 4,413,000 | 6,660,000 | 8,860,000 |
| Provision for loan losses | 15,000 | 15,000 | 15,000 | 24,000 |
| Pretax income | 1,362,000 | 2,677,000 | 4,130,000 | 5,085,000 |
| Income tax | 250,000 | 615,000 | 851,000 | 1,728,000 |
| Net income | 1,112,000 | 2,062,000 | 3,279,000 | 3,357,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 43,173,000 | 44,122,000 | 45,339,000 | 43,662,000 |
| Total capital | 46,909,000 | 47,883,000 | 49,087,000 | 47,257,000 |
| Risk-weighted assets | 298,837,000 | 310,990,000 | 313,852,000 | 287,499,000 |