Call reports 2023
AMERICAN NATIONAL BANK AND TRUST COMPANY — 2023
What AMERICAN NATIONAL BANK AND TRUST COMPANY reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 3,071,566,000 | 3,108,528,000 | 3,086,195,000 | 3,088,572,000 |
| Total loans | 2,200,167,000 | 2,248,512,000 | 2,275,436,000 | 2,289,599,000 |
| Allowance for loan losses | 24,861,000 | 25,342,000 | 25,124,000 | 25,273,000 |
| Securities available for sale | 584,789,000 | 559,100,000 | 542,291,000 | 520,013,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,615,670,000 | 2,655,262,000 | 2,573,194,000 | 2,610,856,000 |
| Interest-bearing deposits | 1,650,003,000 | 1,766,677,000 | 1,723,227,000 | 1,800,929,000 |
| Noninterest-bearing deposits | 965,667,000 | 888,585,000 | 849,967,000 | 809,927,000 |
| Equity capital | 349,881,000 | 348,471,000 | 348,563,000 | 365,148,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 28,267,000 | 57,664,000 | 88,687,000 | 120,096,000 |
| Interest expense | 4,691,000 | 12,581,000 | 22,576,000 | 34,034,000 |
| Net interest income | 23,576,000 | 45,083,000 | 66,111,000 | 86,062,000 |
| Noninterest income | 4,426,000 | 8,766,000 | 13,533,000 | 18,350,000 |
| Noninterest expense | 15,273,000 | 31,010,000 | 47,358,000 | 64,047,000 |
| Provision for loan losses | 329,000 | 548,000 | 15,000 | 433,000 |
| Pretax income | 12,332,000 | 22,174,000 | 32,159,000 | 39,802,000 |
| Income tax | 2,612,000 | 4,690,000 | 6,792,000 | 9,046,000 |
| Net income | 9,720,000 | 17,484,000 | 25,367,000 | 30,756,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 310,908,000 | 315,485,000 | 320,078,000 | 322,168,000 |
| Total capital | 336,262,000 | 341,378,000 | 345,756,000 | 348,028,000 |
| Risk-weighted assets | 2,463,031,000 | 2,514,778,000 | 2,524,937,000 | 2,554,654,000 |