Call reports 2022
AMERICAN NATIONAL BANK AND TRUST COMPANY — 2022
What AMERICAN NATIONAL BANK AND TRUST COMPANY reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 3,340,481,000 | 3,230,269,000 | 3,046,160,000 | 3,061,152,000 |
| Total loans | 1,990,532,000 | 2,036,045,000 | 2,122,266,000 | 2,187,510,000 |
| Allowance for loan losses | 17,988,000 | 18,505,000 | 19,189,000 | 19,555,000 |
| Securities available for sale | 684,426,000 | 667,087,000 | 640,237,000 | 606,424,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,930,925,000 | 2,835,586,000 | 2,694,555,000 | 2,600,233,000 |
| Interest-bearing deposits | 1,901,429,000 | 1,782,416,000 | 1,646,067,000 | 1,585,726,000 |
| Noninterest-bearing deposits | 1,029,496,000 | 1,053,170,000 | 1,048,488,000 | 1,014,507,000 |
| Equity capital | 353,762,000 | 346,952,000 | 333,351,000 | 341,130,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 21,384,000 | 43,886,000 | 69,009,000 | 95,893,000 |
| Interest expense | 575,000 | 1,230,000 | 1,982,000 | 4,212,000 |
| Net interest income | 20,809,000 | 42,656,000 | 67,027,000 | 91,681,000 |
| Noninterest income | 5,595,000 | 10,425,000 | 15,175,000 | 18,774,000 |
| Noninterest expense | 15,008,000 | 30,040,000 | 46,156,000 | 62,648,000 |
| Provision for loan losses | -758,000 | -177,000 | 438,000 | 1,597,000 |
| Pretax income | 12,154,000 | 23,218,000 | 35,608,000 | 46,210,000 |
| Income tax | 2,608,000 | 4,922,000 | 7,514,000 | 9,532,000 |
| Net income | 9,546,000 | 18,296,000 | 28,094,000 | 36,678,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 291,517,000 | 296,959,000 | 303,428,000 | 308,690,000 |
| Total capital | 309,917,000 | 315,858,000 | 322,995,000 | 328,622,000 |
| Risk-weighted assets | 2,268,684,000 | 2,305,489,000 | 2,390,493,000 | 2,456,595,000 |