Call reports 2021
AMERICAN NATIONAL BANK AND TRUST COMPANY — 2021
What AMERICAN NATIONAL BANK AND TRUST COMPANY reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 3,057,370,000 | 3,189,098,000 | 3,276,531,000 | 3,327,290,000 |
| Total loans | 1,996,569,000 | 1,928,178,000 | 1,949,850,000 | 1,955,062,000 |
| Allowance for loan losses | 21,416,000 | 20,097,000 | 20,630,000 | 18,678,000 |
| Securities available for sale | 473,496,000 | 548,665,000 | 637,170,000 | 690,701,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,643,332,000 | 2,774,010,000 | 2,863,608,000 | 2,896,863,000 |
| Interest-bearing deposits | 1,724,813,000 | 1,810,176,000 | 1,881,096,000 | 1,881,272,000 |
| Noninterest-bearing deposits | 918,519,000 | 963,834,000 | 982,512,000 | 1,015,591,000 |
| Equity capital | 353,662,000 | 362,534,000 | 367,815,000 | 372,019,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 24,093,000 | 47,144,000 | 71,333,000 | 95,405,000 |
| Interest expense | 1,298,000 | 2,225,000 | 3,009,000 | 3,667,000 |
| Net interest income | 22,795,000 | 44,919,000 | 68,324,000 | 91,738,000 |
| Noninterest income | 5,804,000 | 10,943,000 | 16,060,000 | 20,865,000 |
| Noninterest expense | 13,600,000 | 27,871,000 | 42,410,000 | 57,579,000 |
| Provision for loan losses | 0 | -1,352,000 | -870,000 | -2,825,000 |
| Pretax income | 14,999,000 | 29,343,000 | 42,844,000 | 57,884,000 |
| Income tax | 3,142,000 | 6,154,000 | 8,995,000 | 12,268,000 |
| Net income | 11,857,000 | 23,189,000 | 33,849,000 | 45,616,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 261,349,000 | 269,417,000 | 276,776,000 | 285,260,000 |
| Total capital | 283,068,000 | 289,819,000 | 297,733,000 | 304,324,000 |
| Risk-weighted assets | 1,965,423,000 | 2,001,262,000 | 2,095,349,000 | 2,169,214,000 |