Call reports 2020
AMERICAN NATIONAL BANK AND TRUST COMPANY — 2020
What AMERICAN NATIONAL BANK AND TRUST COMPANY reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 2,478,480,000 | 2,848,169,000 | 2,886,838,000 | 3,033,781,000 |
| Total loans | 1,857,594,000 | 2,104,556,000 | 2,092,883,000 | 2,030,647,000 |
| Allowance for loan losses | 14,065,000 | 18,507,000 | 21,088,000 | 21,403,000 |
| Securities available for sale | 334,160,000 | 314,068,000 | 349,969,000 | 457,557,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,072,688,000 | 2,435,195,000 | 2,474,692,000 | 2,623,340,000 |
| Interest-bearing deposits | 1,502,896,000 | 1,607,097,000 | 1,650,316,000 | 1,781,236,000 |
| Noninterest-bearing deposits | 569,792,000 | 828,098,000 | 824,376,000 | 842,104,000 |
| Equity capital | 345,861,000 | 348,804,000 | 352,620,000 | 350,150,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 23,735,000 | 46,914,000 | 70,973,000 | 95,352,000 |
| Interest expense | 3,441,000 | 5,985,000 | 8,145,000 | 9,988,000 |
| Net interest income | 20,294,000 | 40,929,000 | 62,828,000 | 85,364,000 |
| Noninterest income | 3,700,000 | 7,536,000 | 11,801,000 | 16,010,000 |
| Noninterest expense | 13,043,000 | 25,062,000 | 38,877,000 | 53,233,000 |
| Provision for loan losses | 953,000 | 5,712,000 | 8,331,000 | 8,916,000 |
| Pretax income | 10,812,000 | 18,505,000 | 28,235,000 | 40,039,000 |
| Income tax | 1,728,000 | 3,316,000 | 5,265,000 | 7,737,000 |
| Net income | 9,084,000 | 15,189,000 | 22,970,000 | 32,302,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 247,774,000 | 249,712,000 | 254,176,000 | 252,748,000 |
| Total capital | 262,155,000 | 268,560,000 | 275,603,000 | 274,455,000 |
| Risk-weighted assets | 1,980,957,000 | 1,980,430,000 | 1,977,618,000 | 1,964,714,000 |