Call reports 2019
AMERICAN NATIONAL BANK AND TRUST COMPANY — 2019
What AMERICAN NATIONAL BANK AND TRUST COMPANY reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 1,857,272,000 | 2,407,232,000 | 2,441,577,000 | 2,464,860,000 |
| Total loans | 1,361,315,000 | 1,839,406,000 | 1,810,093,000 | 1,832,842,000 |
| Allowance for loan losses | 12,806,000 | 12,786,000 | 12,758,000 | 13,152,000 |
| Securities available for sale | 317,915,000 | 327,174,000 | 301,332,000 | 370,512,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,562,830,000 | 2,001,782,000 | 2,052,471,000 | 2,068,224,000 |
| Interest-bearing deposits | 1,134,211,000 | 1,444,697,000 | 1,437,364,000 | 1,481,941,000 |
| Noninterest-bearing deposits | 428,619,000 | 557,085,000 | 615,107,000 | 586,283,000 |
| Equity capital | 244,786,000 | 336,624,000 | 332,798,000 | 337,100,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 17,999,000 | 43,101,000 | 67,942,000 | 92,405,000 |
| Interest expense | 2,644,000 | 6,356,000 | 10,173,000 | 13,803,000 |
| Net interest income | 15,355,000 | 36,745,000 | 57,769,000 | 78,602,000 |
| Noninterest income | 3,120,000 | 6,720,000 | 10,754,000 | 14,576,000 |
| Noninterest expense | 10,463,000 | 35,614,000 | 49,047,000 | 63,820,000 |
| Provision for loan losses | 16,000 | 6,000 | -6,000 | 456,000 |
| Pretax income | 8,000,000 | 7,985,000 | 19,724,000 | 29,176,000 |
| Income tax | 1,624,000 | 1,480,000 | 3,954,000 | 5,462,000 |
| Net income | 6,376,000 | 6,505,000 | 15,770,000 | 23,714,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 202,235,000 | 242,542,000 | 238,056,000 | 243,449,000 |
| Total capital | 215,270,000 | 255,643,000 | 251,121,000 | 256,930,000 |
| Risk-weighted assets | 1,457,743,000 | 1,966,206,000 | 1,925,761,000 | 1,967,115,000 |