Call reports 2018
AMERICAN NATIONAL BANK AND TRUST COMPANY — 2018
What AMERICAN NATIONAL BANK AND TRUST COMPANY reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 1,807,991,000 | 1,814,730,000 | 1,796,695,000 | 1,853,057,000 |
| Total loans | 1,323,013,000 | 1,341,675,000 | 1,333,087,000 | 1,358,116,000 |
| Allowance for loan losses | 13,575,000 | 13,508,000 | 13,588,000 | 12,805,000 |
| Securities available for sale | 303,877,000 | 334,817,000 | 289,447,000 | 326,292,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,560,878,000 | 1,563,061,000 | 1,526,327,000 | 1,569,152,000 |
| Interest-bearing deposits | 1,159,026,000 | 1,139,951,000 | 1,102,621,000 | 1,130,399,000 |
| Noninterest-bearing deposits | 401,852,000 | 423,110,000 | 423,706,000 | 438,753,000 |
| Equity capital | 226,538,000 | 229,447,000 | 230,980,000 | 238,530,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 16,580,000 | 33,480,000 | 50,604,000 | 68,388,000 |
| Interest expense | 1,835,000 | 3,710,000 | 5,787,000 | 8,272,000 |
| Net interest income | 14,745,000 | 29,770,000 | 44,817,000 | 60,116,000 |
| Noninterest income | 3,211,000 | 6,474,000 | 9,826,000 | 13,072,000 |
| Noninterest expense | 10,529,000 | 21,210,000 | 31,842,000 | 43,207,000 |
| Provision for loan losses | -44,000 | -74,000 | -97,000 | -103,000 |
| Pretax income | 7,479,000 | 15,116,000 | 22,979,000 | 30,165,000 |
| Income tax | 1,461,000 | 2,914,000 | 4,508,000 | 6,053,000 |
| Net income | 6,018,000 | 12,202,000 | 18,471,000 | 24,112,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 188,290,000 | 192,366,000 | 195,458,000 | 198,991,000 |
| Total capital | 202,076,000 | 206,093,000 | 209,264,000 | 212,013,000 |
| Risk-weighted assets | 1,408,632,000 | 1,438,978,000 | 1,427,297,000 | 1,454,748,000 |