Call reports 2017
AMERICAN NATIONAL BANK AND TRUST COMPANY — 2017
What AMERICAN NATIONAL BANK AND TRUST COMPANY reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 1,706,564,000 | 1,755,185,000 | 1,771,165,000 | 1,806,647,000 |
| Total loans | 1,221,830,000 | 1,291,072,000 | 1,298,540,000 | 1,337,764,000 |
| Allowance for loan losses | 13,108,000 | 13,632,000 | 13,858,000 | 13,603,000 |
| Securities available for sale | 283,987,000 | 271,768,000 | 263,398,000 | 312,597,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,421,563,000 | 1,468,839,000 | 1,483,961,000 | 1,536,323,000 |
| Interest-bearing deposits | 1,034,857,000 | 1,072,238,000 | 1,078,105,000 | 1,140,382,000 |
| Noninterest-bearing deposits | 386,706,000 | 396,601,000 | 405,856,000 | 395,941,000 |
| Equity capital | 217,393,000 | 219,475,000 | 224,858,000 | 225,570,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 14,596,000 | 30,114,000 | 46,302,000 | 62,697,000 |
| Interest expense | 1,308,000 | 2,755,000 | 4,418,000 | 6,263,000 |
| Net interest income | 13,288,000 | 27,359,000 | 41,884,000 | 56,434,000 |
| Noninterest income | 2,977,000 | 5,941,000 | 9,742,000 | 13,226,000 |
| Noninterest expense | 10,225,000 | 20,594,000 | 31,132,000 | 41,885,000 |
| Provision for loan losses | 300,000 | 650,000 | 1,090,000 | 1,016,000 |
| Pretax income | 5,999,000 | 12,646,000 | 19,994,000 | 27,349,000 |
| Income tax | 1,715,000 | 3,787,000 | 6,113,000 | 11,407,000 |
| Net income | 4,284,000 | 8,859,000 | 13,881,000 | 15,942,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 174,308,000 | 176,296,000 | 181,597,000 | 184,656,000 |
| Total capital | 187,622,000 | 190,135,000 | 195,669,000 | 198,465,000 |
| Risk-weighted assets | 1,374,106,000 | 1,449,686,000 | 1,401,363,000 | 1,443,903,000 |