Call reports 2016
AMERICAN NATIONAL BANK AND TRUST COMPANY — 2016
What AMERICAN NATIONAL BANK AND TRUST COMPANY reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 1,580,264,000 | 1,597,722,000 | 1,611,624,000 | 1,669,629,000 |
| Total loans | 1,035,349,000 | 1,062,651,000 | 1,087,977,000 | 1,170,817,000 |
| Allowance for loan losses | 12,675,000 | 12,674,000 | 12,757,000 | 12,801,000 |
| Securities available for sale | 355,456,000 | 359,598,000 | 348,245,000 | 338,147,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,297,645,000 | 1,302,656,000 | 1,310,815,000 | 1,375,294,000 |
| Interest-bearing deposits | 970,832,000 | 976,943,000 | 966,211,000 | 992,040,000 |
| Noninterest-bearing deposits | 326,813,000 | 325,713,000 | 344,604,000 | 383,254,000 |
| Equity capital | 220,460,000 | 222,197,000 | 222,639,000 | 215,458,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 14,157,000 | 27,910,000 | 41,950,000 | 56,076,000 |
| Interest expense | 1,380,000 | 2,775,000 | 4,151,000 | 5,438,000 |
| Net interest income | 12,777,000 | 25,135,000 | 37,799,000 | 50,638,000 |
| Noninterest income | 2,821,000 | 5,925,000 | 8,877,000 | 12,418,000 |
| Noninterest expense | 9,643,000 | 19,032,000 | 28,593,000 | 38,789,000 |
| Provision for loan losses | 50,000 | 100,000 | 200,000 | 250,000 |
| Pretax income | 6,271,000 | 12,516,000 | 18,544,000 | 24,853,000 |
| Income tax | 1,907,000 | 3,784,000 | 5,578,000 | 7,533,000 |
| Net income | 4,364,000 | 8,732,000 | 12,966,000 | 17,320,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 171,985,000 | 173,729,000 | 175,267,000 | 172,927,000 |
| Total capital | 184,848,000 | 186,599,000 | 188,219,000 | 185,931,000 |
| Risk-weighted assets | 1,203,698,000 | 1,233,164,000 | 1,249,743,000 | 1,338,140,000 |