Call reports 2015
AMERICAN NATIONAL BANK AND TRUST COMPANY — 2015
What AMERICAN NATIONAL BANK AND TRUST COMPANY reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 1,537,939,000 | 1,522,208,000 | 1,510,324,000 | 1,545,381,000 |
| Total loans | 967,838,000 | 985,625,000 | 983,982,000 | 1,008,791,000 |
| Allowance for loan losses | 12,844,000 | 12,793,000 | 12,611,000 | 12,601,000 |
| Securities available for sale | 350,843,000 | 354,225,000 | 357,009,000 | 338,863,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,248,521,000 | 1,238,599,000 | 1,229,594,000 | 1,268,231,000 |
| Interest-bearing deposits | 952,857,000 | 939,676,000 | 921,411,000 | 940,218,000 |
| Noninterest-bearing deposits | 295,664,000 | 298,923,000 | 308,183,000 | 328,013,000 |
| Equity capital | 216,216,000 | 215,595,000 | 218,854,000 | 217,660,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 13,824,000 | 27,646,000 | 41,172,000 | 55,109,000 |
| Interest expense | 1,277,000 | 2,544,000 | 3,833,000 | 5,144,000 |
| Net interest income | 12,547,000 | 25,102,000 | 37,339,000 | 49,965,000 |
| Noninterest income | 2,846,000 | 5,804,000 | 9,014,000 | 12,499,000 |
| Noninterest expense | 9,946,000 | 21,376,000 | 30,867,000 | 40,246,000 |
| Provision for loan losses | 600,000 | 700,000 | 700,000 | 950,000 |
| Pretax income | 5,157,000 | 9,377,000 | 15,339,000 | 22,135,000 |
| Income tax | 1,464,000 | 2,591,000 | 4,362,000 | 6,386,000 |
| Net income | 3,693,000 | 6,786,000 | 10,977,000 | 15,749,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 166,545,000 | 167,910,000 | 170,235,000 | 170,741,000 |
| Total capital | 179,558,000 | 180,879,000 | 183,035,000 | 183,526,000 |
| Risk-weighted assets | 1,096,254,000 | 1,119,182,000 | 1,130,480,000 | 1,170,913,000 |