Call reports 2014
AMERICAN NATIONAL BANK AND TRUST COMPANY — 2014
What AMERICAN NATIONAL BANK AND TRUST COMPANY reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 1,297,729,000 | 1,298,663,000 | 1,317,189,000 | 1,338,465,000 |
| Total loans | 784,758,000 | 813,175,000 | 817,399,000 | 841,541,000 |
| Allowance for loan losses | 12,614,000 | 12,763,000 | 12,620,000 | 12,427,000 |
| Securities available for sale | 347,892,000 | 348,601,000 | 327,421,000 | 343,403,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,054,422,000 | 1,038,891,000 | 1,055,682,000 | 1,080,888,000 |
| Interest-bearing deposits | 832,454,000 | 807,211,000 | 806,591,000 | 821,378,000 |
| Noninterest-bearing deposits | 221,968,000 | 231,680,000 | 249,091,000 | 259,510,000 |
| Equity capital | 192,696,000 | 194,366,000 | 193,913,000 | 187,946,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 11,939,000 | 23,704,000 | 35,541,000 | 47,395,000 |
| Interest expense | 1,311,000 | 2,555,000 | 3,761,000 | 4,988,000 |
| Net interest income | 10,628,000 | 21,149,000 | 31,780,000 | 42,407,000 |
| Noninterest income | 2,684,000 | 5,310,000 | 7,920,000 | 10,650,000 |
| Noninterest expense | 8,406,000 | 16,698,000 | 25,415,000 | 34,198,000 |
| Provision for loan losses | 0 | 150,000 | 150,000 | 400,000 |
| Pretax income | 4,945,000 | 9,800,000 | 14,639,000 | 18,964,000 |
| Income tax | 1,359,000 | 2,770,000 | 4,293,000 | 5,549,000 |
| Net income | 3,586,000 | 7,030,000 | 10,346,000 | 13,415,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 147,304,000 | 147,755,000 | 147,952,000 | 143,397,000 |
| Total capital | 158,345,000 | 159,145,000 | 159,297,000 | 155,174,000 |
| Risk-weighted assets | 881,470,000 | 909,669,000 | 906,139,000 | 941,373,000 |