Call reports 2013
AMERICAN NATIONAL BANK AND TRUST COMPANY — 2013
What AMERICAN NATIONAL BANK AND TRUST COMPANY reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 1,293,145,000 | 1,292,099,000 | 1,322,205,000 | 1,305,540,000 |
| Total loans | 796,908,000 | 798,143,000 | 802,915,000 | 797,431,000 |
| Allowance for loan losses | 12,528,000 | 12,676,000 | 12,684,000 | 12,600,000 |
| Securities available for sale | 341,176,000 | 339,135,000 | 346,508,000 | 345,021,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,040,379,000 | 1,049,050,000 | 1,073,977,000 | 1,060,547,000 |
| Interest-bearing deposits | 827,547,000 | 833,270,000 | 839,500,000 | 828,328,000 |
| Noninterest-bearing deposits | 212,832,000 | 215,780,000 | 234,477,000 | 232,219,000 |
| Equity capital | 188,820,000 | 185,623,000 | 188,175,000 | 189,876,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 13,409,000 | 26,756,000 | 39,849,000 | 52,928,000 |
| Interest expense | 1,539,000 | 3,004,000 | 4,427,000 | 5,829,000 |
| Net interest income | 11,870,000 | 23,752,000 | 35,422,000 | 47,099,000 |
| Noninterest income | 2,511,000 | 5,092,000 | 7,787,000 | 9,630,000 |
| Noninterest expense | 8,218,000 | 16,442,000 | 24,813,000 | 33,880,000 |
| Provision for loan losses | 294,000 | 294,000 | 294,000 | 294,000 |
| Pretax income | 6,067,000 | 12,307,000 | 18,305,000 | 22,747,000 |
| Income tax | 1,766,000 | 3,605,000 | 5,233,000 | 6,376,000 |
| Net income | 4,301,000 | 8,702,000 | 13,072,000 | 16,371,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 138,642,000 | 140,611,000 | 143,442,000 | 145,221,000 |
| Total capital | 147,786,000 | 149,802,000 | 154,597,000 | 156,356,000 |
| Risk-weighted assets | 885,088,000 | 889,168,000 | 890,688,000 | 889,110,000 |