Call reports 2012
AMERICAN NATIONAL BANK AND TRUST COMPANY — 2012
What AMERICAN NATIONAL BANK AND TRUST COMPANY reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 1,322,320,000 | 1,289,971,000 | 1,304,795,000 | 1,282,796,000 |
| Total loans | 820,245,000 | 817,284,000 | 805,936,000 | 802,557,000 |
| Allowance for loan losses | 11,691,000 | 12,099,000 | 11,998,000 | 12,118,000 |
| Securities available for sale | 337,376,000 | 334,523,000 | 327,994,000 | 335,246,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,076,638,000 | 1,044,764,000 | 1,054,721,000 | 1,029,955,000 |
| Interest-bearing deposits | 1,025,593,000 | 995,339,000 | 1,004,285,000 | 975,161,000 |
| Noninterest-bearing deposits | 51,045,000 | 49,425,000 | 50,436,000 | 54,794,000 |
| Equity capital | 178,946,000 | 182,364,000 | 185,907,000 | 187,075,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 15,342,000 | 30,228,000 | 43,774,000 | 57,806,000 |
| Interest expense | 1,967,000 | 3,833,000 | 5,676,000 | 7,334,000 |
| Net interest income | 13,375,000 | 26,395,000 | 38,098,000 | 50,472,000 |
| Noninterest income | 3,472,000 | 6,026,000 | 8,438,000 | 11,117,000 |
| Noninterest expense | 10,073,000 | 18,721,000 | 27,237,000 | 36,183,000 |
| Provision for loan losses | 733,000 | 1,466,000 | 1,799,000 | 2,133,000 |
| Pretax income | 6,041,000 | 12,394,000 | 17,660,000 | 23,431,000 |
| Income tax | 1,667,000 | 3,546,000 | 4,982,000 | 6,673,000 |
| Net income | 4,374,000 | 8,848,000 | 12,678,000 | 16,758,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 127,156,000 | 130,389,000 | 133,104,000 | 135,774,000 |
| Total capital | 137,418,000 | 140,712,000 | 143,266,000 | 145,808,000 |
| Risk-weighted assets | 903,030,000 | 907,711,000 | 894,520,000 | 884,056,000 |