Call reports 2011
AMERICAN NATIONAL BANK AND TRUST COMPANY — 2011
What AMERICAN NATIONAL BANK AND TRUST COMPANY reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 840,576,000 | 841,369,000 | 1,304,236,000 | 1,303,819,000 |
| Total loans | 517,938,000 | 516,168,000 | 821,217,000 | 831,088,000 |
| Allowance for loan losses | 8,257,000 | 8,744,000 | 9,086,000 | 10,529,000 |
| Securities available for sale | 226,171,000 | 231,393,000 | 311,517,000 | 333,366,000 |
| Securities held to maturity | 3,146,000 | 2,381,000 | 2,383,000 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 669,746,000 | 664,619,000 | 1,071,623,000 | 1,060,723,000 |
| Interest-bearing deposits | 550,547,000 | 547,962,000 | 900,635,000 | 881,174,000 |
| Noninterest-bearing deposits | 119,199,000 | 116,657,000 | 170,988,000 | 179,549,000 |
| Equity capital | 118,991,000 | 121,700,000 | 170,202,000 | 176,811,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 8,661,000 | 17,231,000 | 32,010,000 | 49,187,000 |
| Interest expense | 1,732,000 | 3,419,000 | 5,681,000 | 7,811,000 |
| Net interest income | 6,929,000 | 13,812,000 | 26,329,000 | 41,376,000 |
| Noninterest income | 1,937,000 | 3,523,000 | 6,477,000 | 9,337,000 |
| Noninterest expense | 5,480,000 | 11,230,000 | 19,792,000 | 28,603,000 |
| Provision for loan losses | 337,000 | 673,000 | 1,198,000 | 3,170,000 |
| Pretax income | 3,050,000 | 5,414,000 | 11,798,000 | 18,939,000 |
| Income tax | 806,000 | 1,167,000 | 3,077,000 | 5,357,000 |
| Net income | 2,244,000 | 4,247,000 | 8,721,000 | 13,582,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 94,833,000 | 95,547,000 | 118,377,000 | 124,487,000 |
| Total capital | 100,911,000 | 101,618,000 | 126,691,000 | 134,241,000 |
| Risk-weighted assets | 562,060,000 | 561,041,000 | 893,971,000 | 898,402,000 |