Call reports 2010
AMERICAN NATIONAL BANK AND TRUST COMPANY — 2010
What AMERICAN NATIONAL BANK AND TRUST COMPANY reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 809,989,000 | 831,971,000 | 823,582,000 | 833,022,000 |
| Total loans | 517,574,000 | 522,295,000 | 523,373,000 | 523,916,000 |
| Allowance for loan losses | 8,112,000 | 8,135,000 | 8,542,000 | 8,420,000 |
| Securities available for sale | 190,949,000 | 211,574,000 | 209,434,000 | 228,295,000 |
| Securities held to maturity | 5,802,000 | 4,823,000 | 4,501,000 | 3,334,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 618,667,000 | 638,944,000 | 634,486,000 | 648,683,000 |
| Interest-bearing deposits | 516,996,000 | 538,654,000 | 532,328,000 | 543,134,000 |
| Noninterest-bearing deposits | 101,671,000 | 100,290,000 | 102,158,000 | 105,549,000 |
| Equity capital | 117,994,000 | 119,697,000 | 121,672,000 | 119,014,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 9,051,000 | 18,062,000 | 27,044,000 | 35,965,000 |
| Interest expense | 1,840,000 | 3,688,000 | 5,596,000 | 7,472,000 |
| Net interest income | 7,211,000 | 14,374,000 | 21,448,000 | 28,493,000 |
| Noninterest income | 1,939,000 | 3,688,000 | 5,856,000 | 8,364,000 |
| Noninterest expense | 5,404,000 | 10,939,000 | 16,440,000 | 22,602,000 |
| Provision for loan losses | 285,000 | 570,000 | 1,005,000 | 1,490,000 |
| Pretax income | 3,432,000 | 6,528,000 | 9,901,000 | 12,891,000 |
| Income tax | 990,000 | 1,839,000 | 2,760,000 | 3,668,000 |
| Net income | 2,442,000 | 4,689,000 | 7,141,000 | 9,223,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 92,912,000 | 93,806,000 | 94,656,000 | 95,385,000 |
| Total capital | 99,014,000 | 99,958,000 | 100,816,000 | 101,571,000 |
| Risk-weighted assets | 561,690,000 | 565,745,000 | 566,034,000 | 568,222,000 |