Call reports 2009
AMERICAN NATIONAL BANK AND TRUST COMPANY — 2009
What AMERICAN NATIONAL BANK AND TRUST COMPANY reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 828,714,000 | 810,728,000 | 809,605,000 | 808,331,000 |
| Total loans | 571,785,000 | 567,450,000 | 543,028,000 | 530,481,000 |
| Allowance for loan losses | 7,836,000 | 7,934,000 | 8,260,000 | 8,166,000 |
| Securities available for sale | 163,847,000 | 140,344,000 | 177,591,000 | 188,795,000 |
| Securities held to maturity | 6,811,000 | 6,712,000 | 6,540,000 | 6,529,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 629,566,000 | 627,476,000 | 606,960,000 | 613,368,000 |
| Interest-bearing deposits | 529,883,000 | 525,582,000 | 501,473,000 | 511,063,000 |
| Noninterest-bearing deposits | 99,683,000 | 101,894,000 | 105,487,000 | 102,305,000 |
| Equity capital | 107,990,000 | 110,017,000 | 113,802,000 | 116,847,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 9,650,000 | 19,340,000 | 28,804,000 | 38,061,000 |
| Interest expense | 2,974,000 | 5,490,000 | 7,669,000 | 9,675,000 |
| Net interest income | 6,676,000 | 13,850,000 | 21,135,000 | 28,386,000 |
| Noninterest income | 723,000 | 2,958,000 | 5,060,000 | 6,949,000 |
| Noninterest expense | 5,799,000 | 12,026,000 | 17,547,000 | 22,993,000 |
| Provision for loan losses | 350,000 | 842,000 | 1,334,000 | 1,662,000 |
| Pretax income | 1,250,000 | 3,941,000 | 7,316,000 | 10,683,000 |
| Income tax | 266,000 | 1,025,000 | 2,004,000 | 2,983,000 |
| Net income | 984,000 | 2,916,000 | 5,312,000 | 7,700,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 84,572,000 | 86,598,000 | 89,089,000 | 91,572,000 |
| Total capital | 91,233,000 | 93,116,000 | 95,478,000 | 97,860,000 |
| Risk-weighted assets | 606,664,000 | 595,020,000 | 583,793,000 | 575,636,000 |