Call reports 2006
AMERICAN NATIONAL BANK AND TRUST COMPANY — 2006
What AMERICAN NATIONAL BANK AND TRUST COMPANY reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 638,266,000 | 809,265,000 | 791,882,000 | 777,001,000 |
| Total loans | 412,208,000 | 552,439,000 | 550,387,000 | 543,890,000 |
| Allowance for loan losses | 6,164,000 | 8,208,000 | 8,170,000 | 7,264,000 |
| Securities available for sale | 161,144,000 | 154,756,000 | 150,928,000 | 144,990,000 |
| Securities held to maturity | 16,883,000 | 15,501,000 | 14,201,000 | 13,873,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 507,812,000 | 637,238,000 | 608,045,000 | 612,980,000 |
| Interest-bearing deposits | 414,780,000 | 523,461,000 | 498,788,000 | 501,643,000 |
| Noninterest-bearing deposits | 93,032,000 | 113,777,000 | 109,257,000 | 111,337,000 |
| Equity capital | 69,715,000 | 106,452,000 | 109,694,000 | 110,105,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 8,848,000 | 20,983,000 | 33,135,000 | 45,060,000 |
| Interest expense | 2,829,000 | 6,919,000 | 11,221,000 | 15,630,000 |
| Net interest income | 6,019,000 | 14,064,000 | 21,914,000 | 29,430,000 |
| Noninterest income | 1,883,000 | 4,118,000 | 6,232,000 | 8,354,000 |
| Noninterest expense | 4,332,000 | 9,639,000 | 14,706,000 | 20,068,000 |
| Provision for loan losses | 126,000 | 490,000 | 615,000 | 68,000 |
| Pretax income | 3,465,000 | 8,091,000 | 12,872,000 | 17,710,000 |
| Income tax | 1,023,000 | 2,407,000 | 3,841,000 | 5,515,000 |
| Net income | 2,442,000 | 5,684,000 | 9,031,000 | 12,195,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 71,103,000 | 82,971,000 | 85,084,000 | 86,976,000 |
| Total capital | 76,045,000 | 89,436,000 | 91,474,000 | 93,257,000 |
| Risk-weighted assets | 447,644,000 | 582,154,000 | 578,015,000 | 567,520,000 |