Call reports 2015
STATE BANK OF PARK RAPIDS — 2015
What STATE BANK OF PARK RAPIDS reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 |
|---|---|
| Total assets | 91,031,000 |
| Total loans | 42,233,000 |
| Allowance for loan losses | 414,000 |
| Securities available for sale | 40,670,000 |
| Securities held to maturity | 0 |
| Trading assets | 0 |
| Total deposits | 74,866,000 |
| Interest-bearing deposits | 62,142,000 |
| Noninterest-bearing deposits | 12,724,000 |
| Equity capital | 11,255,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 |
|---|---|
| Interest income | 838,000 |
| Interest expense | 119,000 |
| Net interest income | 719,000 |
| Noninterest income | 130,000 |
| Noninterest expense | 659,000 |
| Provision for loan losses | 0 |
| Pretax income | 261,000 |
| Income tax | 1,000 |
| Net income | 260,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 |
|---|---|
| Tier 1 capital | 10,638,000 |
| Total capital | 11,052,000 |
| Risk-weighted assets | 56,157,000 |