Call reports 2017
LIBERTY BANK — 2017
What LIBERTY BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 314,199,000 | 325,223,000 | 308,105,000 | 309,949,000 |
| Total loans | 165,106,000 | 172,793,000 | 166,353,000 | 161,249,000 |
| Allowance for loan losses | 40,000 | 700,000 | 945,000 | 1,033,000 |
| Securities available for sale | 111,116,000 | 109,387,000 | 110,812,000 | 112,947,000 |
| Securities held to maturity | 1,700,000 | 1,700,000 | 1,700,000 | 1,250,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 272,632,000 | 280,251,000 | 260,704,000 | 267,813,000 |
| Interest-bearing deposits | 234,868,000 | 229,698,000 | 220,616,000 | 227,177,000 |
| Noninterest-bearing deposits | 37,764,000 | 50,553,000 | 40,088,000 | 40,636,000 |
| Equity capital | 30,141,000 | 34,028,000 | 35,464,000 | 35,280,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,857,000 | 6,386,000 | 9,535,000 | 12,624,000 |
| Interest expense | 248,000 | 425,000 | 689,000 | 979,000 |
| Net interest income | 1,609,000 | 5,961,000 | 8,846,000 | 11,645,000 |
| Noninterest income | 268,000 | 695,000 | 1,139,000 | 1,546,000 |
| Noninterest expense | 1,216,000 | 3,446,000 | 5,468,000 | 7,479,000 |
| Provision for loan losses | 40,000 | 700,000 | 960,000 | 1,140,000 |
| Pretax income | 621,000 | 2,510,000 | 3,557,000 | 4,572,000 |
| Income tax | 9,000 | 36,000 | 51,000 | 65,000 |
| Net income | 612,000 | 2,474,000 | 3,506,000 | 4,507,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,020,000 | 26,217,000 | 27,412,000 | 28,574,000 |
| Total capital | 23,060,000 | 26,917,000 | 28,357,000 | 29,607,000 |
| Risk-weighted assets | 200,945,000 | 207,967,000 | 200,978,000 | 196,677,000 |