Call reports 2025
INTERAUDI BANK — 2025
What INTERAUDI BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 2,394,408,000 | 2,443,728,000 | 2,504,979,000 | 2,631,077,000 |
| Total loans | 1,451,666,000 | 1,471,870,000 | 1,475,133,000 | 1,532,600,000 |
| Allowance for loan losses | 10,461,000 | 9,760,000 | 9,830,000 | 9,843,000 |
| Securities available for sale | 295,727,000 | 278,308,000 | 375,224,000 | 373,724,000 |
| Securities held to maturity | 256,877,000 | 185,197,000 | 126,454,000 | 125,572,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,074,916,000 | 2,126,544,000 | 2,177,441,000 | 2,298,705,000 |
| Interest-bearing deposits | 1,362,544,000 | 1,377,456,000 | 1,461,643,000 | 1,533,325,000 |
| Noninterest-bearing deposits | 712,372,000 | 749,088,000 | 715,798,000 | 765,380,000 |
| Equity capital | 242,294,000 | 249,414,000 | 257,595,000 | 266,009,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 30,726,000 | 62,203,000 | 95,008,000 | 127,725,000 |
| Interest expense | 13,792,000 | 27,229,000 | 41,295,000 | 55,172,000 |
| Net interest income | 16,934,000 | 34,974,000 | 53,713,000 | 72,553,000 |
| Noninterest income | 3,629,000 | 7,378,000 | 11,328,000 | 15,153,000 |
| Noninterest expense | 11,900,000 | 24,087,000 | 36,206,000 | 48,182,000 |
| Provision for loan losses | 856,000 | 936,000 | 1,006,000 | 1,019,000 |
| Pretax income | 8,076,000 | 17,594,000 | 28,031,000 | 38,675,000 |
| Income tax | 2,412,000 | 4,837,000 | 7,683,000 | 10,695,000 |
| Net income | 5,664,000 | 12,757,000 | 20,348,000 | 27,980,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 243,590,000 | 250,683,000 | 258,275,000 | 265,906,000 |
| Total capital | 254,879,000 | 261,282,000 | 269,049,000 | 276,730,000 |
| Risk-weighted assets | 1,325,488,000 | 1,344,528,000 | 1,342,686,000 | 1,390,552,000 |