Call reports 2024
INTERAUDI BANK — 2024
What INTERAUDI BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 2,240,280,000 | 2,305,674,000 | 2,376,727,000 | 2,464,704,000 |
| Total loans | 1,251,247,000 | 1,298,472,000 | 1,373,771,000 | 1,390,006,000 |
| Allowance for loan losses | 8,881,000 | 9,427,000 | 10,592,000 | 9,605,000 |
| Securities available for sale | 198,739,000 | 212,813,000 | 212,176,000 | 287,954,000 |
| Securities held to maturity | 353,163,000 | 337,823,000 | 327,496,000 | 277,182,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,952,585,000 | 2,008,706,000 | 2,069,453,000 | 2,092,279,000 |
| Interest-bearing deposits | 1,188,380,000 | 1,262,689,000 | 1,292,719,000 | 1,383,361,000 |
| Noninterest-bearing deposits | 764,205,000 | 746,017,000 | 776,734,000 | 708,918,000 |
| Equity capital | 225,127,000 | 231,651,000 | 238,563,000 | 246,296,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 28,063,000 | 57,814,000 | 88,723,000 | 119,313,000 |
| Interest expense | 12,377,000 | 26,116,000 | 40,753,000 | 55,675,000 |
| Net interest income | 15,686,000 | 31,698,000 | 47,970,000 | 63,638,000 |
| Noninterest income | 3,582,000 | 7,274,000 | 11,079,000 | 17,198,000 |
| Noninterest expense | 10,505,000 | 21,148,000 | 31,989,000 | 42,602,000 |
| Provision for loan losses | 286,000 | 832,000 | 1,997,000 | 1,573,000 |
| Pretax income | 8,543,000 | 17,062,000 | 25,551,000 | 36,942,000 |
| Income tax | 2,305,000 | 4,624,000 | 6,930,000 | 10,015,000 |
| Net income | 6,238,000 | 12,438,000 | 18,621,000 | 26,927,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 227,319,000 | 233,520,000 | 239,702,000 | 248,008,000 |
| Total capital | 237,102,000 | 243,846,000 | 250,751,000 | 258,638,000 |
| Risk-weighted assets | 1,150,981,000 | 1,181,584,000 | 1,261,733,000 | 1,273,467,000 |