Call reports 2023
INTERAUDI BANK — 2023
What INTERAUDI BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 2,344,681,000 | 2,212,915,000 | 2,198,091,000 | 2,284,865,000 |
| Total loans | 1,218,684,000 | 1,260,275,000 | 1,268,360,000 | 1,265,221,000 |
| Allowance for loan losses | 8,170,000 | 8,162,000 | 8,546,000 | 8,595,000 |
| Securities available for sale | 277,892,000 | 237,262,000 | 224,123,000 | 220,948,000 |
| Securities held to maturity | 395,139,000 | 394,363,000 | 393,915,000 | 393,462,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,040,485,000 | 1,920,186,000 | 1,905,402,000 | 1,934,770,000 |
| Interest-bearing deposits | 1,027,074,000 | 987,058,000 | 1,013,684,000 | 1,086,232,000 |
| Noninterest-bearing deposits | 1,013,411,000 | 933,128,000 | 891,718,000 | 848,538,000 |
| Equity capital | 203,510,000 | 211,763,000 | 219,135,000 | 227,606,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 26,327,000 | 52,624,000 | 79,006,000 | 106,166,000 |
| Interest expense | 7,609,000 | 15,948,000 | 25,189,000 | 36,040,000 |
| Net interest income | 18,718,000 | 36,676,000 | 53,817,000 | 70,126,000 |
| Noninterest income | 3,171,000 | 6,738,000 | 10,184,000 | 13,756,000 |
| Noninterest expense | 9,886,000 | 19,979,000 | 30,123,000 | 39,393,000 |
| Provision for loan losses | -645,000 | -485,000 | -101,000 | -52,000 |
| Pretax income | 11,964,000 | 23,230,000 | 33,251,000 | 43,631,000 |
| Income tax | 3,258,000 | 6,301,000 | 9,029,000 | 11,913,000 |
| Net income | 8,706,000 | 16,929,000 | 24,222,000 | 31,718,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 207,825,000 | 216,048,000 | 223,340,000 | 230,837,000 |
| Total capital | 216,750,000 | 224,965,000 | 232,657,000 | 240,404,000 |
| Risk-weighted assets | 1,117,160,000 | 1,137,189,000 | 1,155,229,000 | 1,151,982,000 |