Call reports 2022
INTERAUDI BANK — 2022
What INTERAUDI BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 2,455,212,000 | 2,643,431,000 | 2,476,879,000 | 2,485,002,000 |
| Total loans | 1,078,832,000 | 1,124,937,000 | 1,156,077,000 | 1,173,100,000 |
| Allowance for loan losses | 7,492,000 | 7,892,000 | 8,327,000 | 8,815,000 |
| Securities available for sale | 278,428,000 | 309,375,000 | 296,787,000 | 284,164,000 |
| Securities held to maturity | 280,719,000 | 324,797,000 | 356,806,000 | 395,832,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,142,760,000 | 2,234,307,000 | 2,184,306,000 | 2,163,909,000 |
| Interest-bearing deposits | 983,326,000 | 989,343,000 | 994,442,000 | 1,042,528,000 |
| Noninterest-bearing deposits | 1,159,434,000 | 1,244,964,000 | 1,189,864,000 | 1,121,381,000 |
| Equity capital | 186,102,000 | 189,659,000 | 195,334,000 | 202,959,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 11,924,000 | 27,104,000 | 47,344,000 | 72,195,000 |
| Interest expense | 2,148,000 | 4,602,000 | 8,069,000 | 14,243,000 |
| Net interest income | 9,776,000 | 22,502,000 | 39,275,000 | 57,952,000 |
| Noninterest income | 3,007,000 | 6,027,000 | 9,048,000 | 12,063,000 |
| Noninterest expense | 8,167,000 | 16,775,000 | 25,517,000 | 33,926,000 |
| Provision for loan losses | 350,000 | 750,000 | 1,185,000 | 1,673,000 |
| Pretax income | 4,234,000 | 10,947,000 | 21,542,000 | 34,320,000 |
| Income tax | 1,091,000 | 2,872,000 | 5,741,000 | 9,365,000 |
| Net income | 3,143,000 | 8,075,000 | 15,801,000 | 24,955,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 186,249,000 | 191,182,000 | 198,908,000 | 208,061,000 |
| Total capital | 193,789,000 | 199,122,000 | 207,283,000 | 216,936,000 |
| Risk-weighted assets | 987,693,000 | 1,023,991,000 | 1,049,399,000 | 1,080,720,000 |