Call reports 2021
INTERAUDI BANK — 2021
What INTERAUDI BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 2,241,753,000 | 2,294,912,000 | 2,297,961,000 | 2,395,534,000 |
| Total loans | 992,210,000 | 978,245,000 | 1,013,372,000 | 1,027,109,000 |
| Allowance for loan losses | 6,746,000 | 6,821,000 | 7,071,000 | 7,142,000 |
| Securities available for sale | 333,717,000 | 307,710,000 | 288,663,000 | 266,083,000 |
| Securities held to maturity | 28,578,000 | 43,198,000 | 70,434,000 | 152,109,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,932,676,000 | 1,989,967,000 | 1,988,812,000 | 2,084,245,000 |
| Interest-bearing deposits | 990,347,000 | 957,433,000 | 974,983,000 | 1,003,973,000 |
| Noninterest-bearing deposits | 942,329,000 | 1,032,534,000 | 1,013,829,000 | 1,080,272,000 |
| Equity capital | 181,170,000 | 183,596,000 | 186,313,000 | 189,499,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 11,161,000 | 22,177,000 | 33,596,000 | 45,532,000 |
| Interest expense | 1,991,000 | 4,096,000 | 6,256,000 | 8,519,000 |
| Net interest income | 9,170,000 | 18,081,000 | 27,340,000 | 37,013,000 |
| Noninterest income | 2,559,000 | 5,140,000 | 7,815,000 | 10,613,000 |
| Noninterest expense | 7,572,000 | 15,337,000 | 23,158,000 | 31,014,000 |
| Provision for loan losses | 79,000 | 154,000 | 404,000 | 475,000 |
| Pretax income | 4,810,000 | 8,465,000 | 12,328,000 | 16,873,000 |
| Income tax | 1,312,000 | 2,344,000 | 3,373,000 | 4,439,000 |
| Net income | 3,498,000 | 6,121,000 | 8,955,000 | 12,434,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 179,536,000 | 182,159,000 | 184,993,000 | 188,472,000 |
| Total capital | 186,326,000 | 189,024,000 | 192,108,000 | 195,662,000 |
| Risk-weighted assets | 853,479,000 | 812,700,000 | 847,297,000 | 888,506,000 |