Call reports 2020
INTERAUDI BANK — 2020
What INTERAUDI BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 2,079,943,000 | 2,081,449,000 | 2,093,736,000 | 2,189,801,000 |
| Total loans | 880,129,000 | 918,372,000 | 947,397,000 | 964,655,000 |
| Allowance for loan losses | 6,414,000 | 6,489,000 | 6,266,000 | 6,667,000 |
| Securities available for sale | 452,667,000 | 438,348,000 | 437,601,000 | 410,526,000 |
| Securities held to maturity | 29,851,000 | 29,740,000 | 29,630,000 | 28,761,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,772,401,000 | 1,780,249,000 | 1,789,433,000 | 1,873,415,000 |
| Interest-bearing deposits | 968,463,000 | 962,551,000 | 960,035,000 | 963,133,000 |
| Noninterest-bearing deposits | 803,938,000 | 817,698,000 | 829,398,000 | 910,282,000 |
| Equity capital | 169,489,000 | 175,053,000 | 179,695,000 | 183,899,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 16,398,000 | 28,502,000 | 40,243,000 | 51,748,000 |
| Interest expense | 4,918,000 | 8,198,000 | 10,488,000 | 12,580,000 |
| Net interest income | 11,480,000 | 20,304,000 | 29,755,000 | 39,168,000 |
| Noninterest income | 3,046,000 | 5,079,000 | 7,254,000 | 9,703,000 |
| Noninterest expense | 8,176,000 | 15,918,000 | 23,361,000 | 29,835,000 |
| Provision for loan losses | 75,000 | 150,000 | 230,000 | 631,000 |
| Pretax income | 6,346,000 | 10,502,000 | 14,605,000 | 19,597,000 |
| Income tax | 1,775,000 | 2,936,000 | 3,732,000 | 5,011,000 |
| Net income | 4,571,000 | 7,566,000 | 10,873,000 | 14,586,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 172,202,000 | 175,197,000 | 178,504,000 | 182,217,000 |
| Total capital | 178,658,000 | 181,728,000 | 184,807,000 | 188,932,000 |
| Risk-weighted assets | 817,612,000 | 811,429,000 | 833,054,000 | 847,689,000 |